Mobile top-up cost guide · Reviewed 24 September 2026
Crypto top-up quote vs airtime value: understand every amount
The crypto quote is what the buyer must send to pay Mirogift. The airtime face value is what the selected mobile product represents in its local currency. A display conversion helps compare prices but does not change the product. The recipient’s final balance is a further amount: an operator may use newly added credit for a plan renewal or an existing debt. Check each amount in its own record before treating a difference as missing credit.
Five amounts, five different questions
| Amount | Meaning | Where to verify it |
|---|---|---|
| Product face value | Local value of the selected operator credit, for example NZD 20. A named bundle instead states an allowance and validity. | Selected product, cart and order line. |
| Display amount | A conversion for comparing the product in the buyer’s selected display currency. | Store display; it does not convert the operator product. |
| Exact crypto quote | Asset and network amount due after applicable discount and store fees, fixed for 60 minutes. | Active invoice, with its address and expiry. |
| Sender cost | A separate wallet, exchange withdrawal or network charge. | Wallet or exchange confirmation screen. Ensure the invoice receives the full required amount. |
| Resulting operator balance | Credit remaining after operator-side activity, such as renewal, usage or an IOU repayment. | Recipient’s operator balance and transaction history. |
For example, 2degrees documents automatic plan renewal and repayment of negative Prepay balances. Its official example adds NZD 20 to a balance of minus NZD 3, leaving NZD 17 after repayment. That is operator accounting, not a Mirogift crypto fee.
Worked example: one NZD 20 top-up
Assume quantity one, a NZD 20 product face value and NZD 20 item subtotal, an eligible first-order discount, zero store service fee, a comparison rate of NZD 1 = USD 0.60, and a hypothetical quote rate of 1 USDT = USD 1.00.
- Discount: NZD 20 × 5% = NZD 1.
- Payable item subtotal: NZD 20 − NZD 1 = NZD 19.
- Illustrative conversion: NZD 19 × 0.60 = USD 11.40.
- Illustrative invoice: 11.40 USDT, on the invoice-selected supported network.
- With an assumed 0.50 USDT sender charge, wallet spending is 11.90 USDT while the invoice must still receive 11.40 USDT.
- The ordered product remains NZD 20 credit. The operator’s later deductions, if any, determine the resulting account balance.
These assumed rates and fees are not a quote, a current network fee or a guarantee of USDT parity. Current denominations and minimums are product-specific. The live invoice supplies the amount and precision to send.
Mirogift offer conditions: zero store service fee until February 2027; check the current offer before paying. Wallet, exchange and network fees remain separate. For an eligible first paid order for the checkout email on Mirogift, 5%2026 takes 5% off the item subtotal through 31 December 2026 inclusive, UTC. The selected top-up face value stays unchanged. Read the offer terms.
Comparison rule: total buyer cost = final quoted purchase cost + separate sender charges, expressed at the same comparison time and currency. Do not add the face value again: it describes the product, not a second charge.
Trace a difference without placing another order
- Read the order’s local face value, product format, market and quantity.
- Check the invoice’s asset, network, exact amount, expiry and payment status.
- Check the wallet’s sent/received amount and separate withdrawal or network fee.
- Follow the selected product’s fulfilment instructions; payment confirmation alone is not proof of operator credit.
- Ask the recipient to check transaction history, plan renewal and balance, rather than only the home-screen total.
- If the records still disagree, send support the order reference, transaction ID, times and relevant operator evidence. Keep the full code or private wallet information out of public messages.
Mirogift supports BTC, ETH, LTC, XMR, SOL and TRX on their native networks, USDC on Ethereum, and USDT on Ethereum (ERC-20) or TRON (TRC-20): eight assets and nine asset/network methods. Bitcoin Lightning is not supported. Each invoice fixes the exact crypto amount and selected network for 60 minutes. Wallet or exchange charges must not reduce the required received amount.
Timing depends on the product. Mirogift’s two-minute target starts after payment confirmation and applies to emailed gift-card codes. It is not a promised mobile top-up, eSIM activation or blockchain confirmation time. A mobile order follows its specific fulfilment instructions; payment confirmation and operator credit are separate events.
For an expired or underpaid invoice, use the order help route before sending more. A second transfer guessed from a display estimate may not match the active payment instruction.
Top-up questions answered
Does the 5% discount reduce the airtime delivered?
No. On an eligible order it reduces the item subtotal paid by the buyer; the selected local face value remains unchanged.
Does zero service fee include exchange withdrawal charges?
No. A charge imposed by the sending wallet or exchange is separate. Check whether it is added to your spending or deducted from what reaches the invoice.
Can I send the display-currency amount as USDT?
No. A display figure is not the invoice. Use the exact crypto amount, precision and network shown in the active payment instruction.
Does less remaining credit prove that Mirogift delivered less?
No. Compare the operator’s credited transaction with the order face value, then look for later renewal, usage or debt deductions. A lower final balance alone does not identify the cause.
Is a 60-minute quote a 60-minute delivery deadline?
No. The quote window concerns the payment instruction. Fulfilment follows the selected product after the payment stage, and mobile top-ups have no universal delivery deadline stated here.
Evidence and review date
Reviewed 24 September 2026 by Mirogift. The local catalogue and checkout terms establish our product and payment scope; linked operator and provider pages establish only their own published rules. No test top-ups, timed deliveries or simultaneous competitor price quotes were collected. Current stock and fulfilment must be checked on the selected product.